Mid-Florida's Largest Bankruptcy Filer

Orlando Bankruptcy Services

| Chapter 13 | Chapter 7|

Clark & Washington specializes in personal Chapter 7 and Chapter 13 Orlando bankruptcy. With over 25 years of experience in bankruptcy filing, we provide quality service and proven methods to eliminate your financial burdens.

Depending on the circumstances prompting you to file bankruptcy, an Orlando bankruptcy lawyer will most likely advise to file under either Chapter 7 or Chapter 13. Chapter 7 provides for the sale of a debtor’s nonexempt property and the distribution of the proceeds to creditors. Chapter 13 allows an individual with regular income to keep property and repay debts, usually over a period of three to five years.

We recognize that each client’s financial situation is unique, and we will tailor our services to meet your needs. However, every client can expect to receive the same high level of dedication and service that Clark & Washington is known for.

For each of our clients, the first step is a free consultation with an Orlando bankruptcy attorney who will help you to determine the best path for your situation. The attorney will help you decide whether you should file for Chapter 7 or Chapter 13 bankruptcy, and can suggest some alternative options if filing for bankruptcy in Orlando is not the best solution in your particular situation.

When you decide to file Chapter 7 or Chapter 13, Clark & Washington will assist you with every stage of your Orlando bankruptcy case.

• Petition. Every Orlando bankruptcy begins with a petition, which is a document that includes a characterization of your debts. Based on your specific information, your Orlando bankruptcy attorney will file this under Chapter 7 or Chapter 13.

• Automatic Stay. Mandated by the federal court, an automatic stay will be imposed when you file, preventing creditor action against your.

• Meeting of Creditors. The Orlando Bankruptcy Trustee assigned to your case will chair a meeting of creditors about four to six weeks after you file. During the meeting, which is usually brief, the trustee will ask questions of your financial standing and about the terms of your bankruptcy.

Following your meeting of creditors, if the terms have been satisfied, you will receive a notice. After about six weeks, if you have filed under Chapter 13, you will receive a Notice of Confirmation of the payment plan that you and your will attorney will have discussed, and you will begin making payments. If you have filed under Chapter 7, you will receive a Notice of Discharge, clearing you of payment.

The entire Orlando bankruptcy process, from the initial consultation to when all terms have been satisfied, can take anywhere from three months up to several years. Various factors may shorten or lengthen this period. At Clark & Washington, we do our best to expedite this process and ensure that your Orlando bankruptcy case is as worry-free as possible.